Annuities
INTRODUCTION
Not everyone of us is equally prepared for retirement. While some of us are fortunate to have built a nest egg that will last us through our Golden Years, others will depend on government programs for retirement income.
Financial Planning
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. Not having a financial plan and expecting to arrive at retirement is like trying to drive to a destination without a road map. A financial plan is a road map to a secure retirement.
Social Security Optimization
One of the most important decisions a retiree faces is when to apply for Social Security benefits. This is not a decision to be made lightly; the lifetime, inflation-adjusted income promised by Social Security makes it one of a retiree’s most significant assets.
Insurance
The cost of accidents, illness, disability, and death can have a serious impact on your financial plan. In order to manage this risk it is important to utilize insurance where it is needed. Different kinds of insurance protect you and your loved ones against different kinds of events.
Annuities
If you are worried about outliving your income then an annuity may be right for you.
How do annuities work?
An annuity is a long term investment that is issued by an insurance company designed to help protect you from the risk of outliving your income.
